DEFINED BENEFIT PENSION ADVICE DO WHAT'S RIGHT FOR YOU

If you are considering taking benefits from your existing Defined Benefit or Final Salary Pension Scheme, it is incredibly important you seek specialist advice. In most circumstances, where the transfer value is over £30,000, advice is a requirement set by law. Legislation is constantly changing, which means advice is always evolving, so making the right choices is harder than ever.

FINAL SALARY PENSION TRANSFERS MAKE THE RIGHT DECISION

It is important to assess your plans and circumstances on an individual basis but also in a holistic way. We will help you understand the full details of your benefits and guarantees and the impact on your future before advising on the right steps to take.

The Financial Conduct Authority (FCA) like us, believe that it is unlikely to be in the best interest for most individuals to transfer out of a Defined Benefit Scheme however everyone’s situation is different, we will take the time to understand your situation and advise you accordingly.

The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.

Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.

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OUR PERSONAL BESPOKE SERVICE

SIMPLE CLEAR CUT ADVICE ALONG WITH AN ILLUSTRATED LIFETIME FINANCIAL FORECAST

We will understand your goals and what you’d like to achieve leading up to your retirement. This is simulated using leading cash flow modelling software to illustrate how our recommendation can help you get you where you want to be.

The steps we take

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Step 1

Situation & Goals

We meet to discuss your current situation, your future goals and the retirement you want.

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Step 2

Research & Model

We explore all the options available to us and model the right plan with a detailed and illustrated forecast.

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Step 3

Recommend & Implement

Present our recommendation and evidence how it will achieve the retirement and lifestyle you deserve.

DONT JUST TAKE OUR WORD FOR IT

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ALMOND FINANCIAL FOR EVERYBODY

We pride ourselves on being able to help everyone. Whether you’re employed, self-employed, young or old, we can help.

Everybody needs advice to maximise their income and make the most of their circumstances. We will make sure you understand your financial situation and the options available to you by eliminating unnecessary complications and handling your case with integrity and care.

REGULAR REVIEWS LIFETIME FINANCIAL MODEL

Financial reviews each year are essential to ensure your personal financial plan remains on track and any changes in circumstances have been accounted for.

Our industry leading software produces a simple to follow timeline that takes you from today to beyond your retirement so you get an idea of what your long term financial position is.

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UNSURE WHERE TO START?

No problem, send us an enquiry we’ll only be happy to get back in touch to see how we can help.

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 PREPARED FOR THE FUTURE?

This guide outlines 3 crucial things that people don't know about pensions. Get your copy now and receive insight into the knowledge you need for a successful financial future.

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