FINAL SALARY PENSION TRANSFERS MAKE THE RIGHT DECISION
It is important to assess your plans and circumstances on an individual basis but also in a holistic way. We will help you understand the full details of your benefits and guarantees and the impact on your future before advising on the right steps to take.
The Financial Conduct Authority (FCA) like us, believe that it is unlikely to be in the best interest for most individuals to transfer out of a Defined Benefit Scheme however everyone’s situation is different, we will take the time to understand your situation and advise you accordingly.
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.
Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.
SIMPLE CLEAR CUT ADVICE ALONG WITH AN ILLUSTRATED LIFETIME FINANCIAL FORECAST
We will understand your goals and what you’d like to achieve leading up to your retirement. This is simulated using leading cash flow modelling software to illustrate how our recommendation can help you get you where you want to be.
The steps we take
Situation & Goals
We meet to discuss your current situation, your future goals and the retirement you want.
Research & Model
We explore all the options available to us and model the right plan with a detailed and illustrated forecast.
Recommend & Implement
Present our recommendation and evidence how it will achieve the retirement and lifestyle you deserve.

ALMOND FINANCIAL FOR EVERYBODY
We pride ourselves on being able to help everyone. Whether you’re employed, self-employed, young or old, we can help.
Everybody needs advice to maximise their income and make the most of their circumstances. We will make sure you understand your financial situation and the options available to you by eliminating unnecessary complications and handling your case with integrity and care.
